Business Loans
The right choice when your business needs financing right now
Hard work and smart planning are the foundation of business success. But to keep the momentum going, you may also need timely financing to stay competitive and reach your big-picture goals. At The First National Bank of Jeanerette, our experienced team can customize loans and credit lines to fit your needs - and establish a long-term relationship that pays off for your business time and again.
Commercial Real Estate
From retail locations to manufacturing facilities, it's important for any business to have the right home. We offer a range of real estate loans for both owner-occupied and investment properties.
- Competitive rates for the purchase, refinance, or construction of commercial properties
- Loans available for retail, medical and manufacturing facilities, as well as office complexes and warehouses
- Repayment terms customized to fit your business's unique needs
- Lending professionals with working knowledge of the local real estate market
- Local application processing for a streamlined solution
- Attentive, friendly service from start to finish
Commercial Loans
How do you get your business to the next level? Expand your workforce, remodel facilities, upgrade technology or make another ambitious move. How do you make that happen? With a customized loan from The First National Bank of Jeanerette.
- Competitive rates for a wide range of business expenses, including facility improvements, equipment, machinery and inventory
- Repayment terms to fit your business's unique needs
- Local application processing for a streamlined solution
- Attentive, friendly service from start to finish
Business Lines of Credit
In the business world, any day can bring a new challenge - or opportunity. A line of credit gives your business instant access to funds to cover almost any situation.
- Get access to a loan fund that you can access time and again for almost any purpose
- Competitive rates
- Access funds through checks, Online and Mobile Banking and at our branches
- Common uses include major repairs, inventory, seasonal help and working capital for other purposes
- Lines of credit are also often used to bridge periods of reduced cash flow
- Pay interest only on the portion of the credit line in use
- If you choose to pay down the principal, the funds become available again for future use
Equipment Loans
One way to stay ahead of the competition is to have the best equipment available. Whether you're in agriculture or manufacturing, the medical field or the construction business, we can finance the big-ticket tools you need to get the job done.
- Competitive rates for new or used equipment
- Customized terms, designed around your business's unique needs
- Meet needs without cutting into working capital or savings
- Avoid lapsed periods in production and outdated equipment
- Local processing for a streamlined solution
- Attentive, friendly service from start to finish
Letters of Credit
Put simply, a Letter of Credit is a guarantee that your business will make a payment that's due to a supplier, vendor or other business partner. We can tailor these documents to your specific transaction.
- Letters of credit are commonly used in international transactions
- Provides guarantee on payments of large purchases to third parties
- Can replace need for costly insurance company performance bond
- Can also be used to guarantee a service
- Typically issued for one-year term or less
- Terms easily renewed
- Fee is based on face value amount
- Interest accrues only if we must make payment to beneficiary on your behalf
The First National Bank of Jeanerette is a full-service financial institution in Louisiana with branches in St. Mary, Iberia, and Lafayette parishes.