Personal Loans

Get the money you need to make life happen

A loan from The First National Bank of Jeanerette can put a roof over your head or a car in your driveway. It can help you hit the road in an RV, remodel your kitchen, cover medical costs - and much more. All our loans feature competitive rates and friendly service from professionals who enjoy making customers happy and dreams come true.

Home Mortgage Loans

You’ve found the perfect home — that was the hard part. We'll make getting a mortgage the easy part. Our lending team can explain your options, answer your questions and guide you to a sweet loan for your Louisiana home.

Competitive rates
Financing for home purchase, refinance, or construction
Mortgages available for primary residence, second homes, vacation homes, or investment properties
Special programs for first-time homebuyers
Helpful loan advisors with working knowledge of the local real estate market
Free pre-qualification available for extra confidence when hunting for your new place
Easy refinancing process can potentially reduce your monthly payment or result in a better interest rate

Mobile Home Loans

When you've found the perfect community or piece of land, we offer financing options for new and used mobile homes.

Loans available for mobile homes only or mobile homes and land
Competitive rates on entire balance
Flexible repayment terms available
Helpful loan advisors with working knowledge of the local real estate market
Free pre-qualification available for extra confidence when shopping for your next mobile home
Local application processing and fast decision-making

Construction Loans

Building a home from the ground up? It's an exciting idea. You keep an eye on the contractors and our professionals will make sure everything goes right with the financing.

Competitively low rates for your home construction project
Available for primary residence or second home construction
Covers both labor and materials
Funds distributed to builder in timely manner for each phase of the construction process
Payments are interest-only during the construction phase.
When you're ready to move in, we can easily convert your construction loan to a permanent mortgage with The First National Bank of Jeanerette

Home Equity Loans

This is how big things get done. With the help of your home, you can get money for remodeling projects, major purchases, once-in-a-lifetime vacations and anything else that's on your wish list.

Loan amount based on the equity you have in your home (the current market value minus your remaining mortgage balance)
Competitive rates
Flexible repayment terms that work with your budget
Annual interest payments might be tax-deductible*

Auto Loans

Whether you tend to travel Louisiana's back roads or Highway 90, your daily routine requires good transportation. Our friendly financing process can put you behind the wheel of your next car, pickup or SUV.

Competitively low rates on new or used vehicles
Flexible loan lengths help control your monthly payments
Easy pre-qualification process helps you focus on vehicles in your price range
Refinance your current vehicle to potentially lower your interest rate
Local application processing with fast decision-making

Recreational Vehicles

Find freedom on two wheels. Explore America in a motorhome. Skim across the water on a sunny Louisiana afternoon. We offer loans that make outdoor fun more affordable.

Competitive rates for many types of recreational vehicles, including ATVs, campers, motorhomes, motorcycles, boats and personal watercrafts
Financing for boat motors and trailers, too
Wide range of terms, customized to fit your personal finances
Easy pre-qualification process helps you focus on vehicles in your price range
Refinance your current vehicle to potentially lower your monthly payments or interest rate
Local application processing and quick decision-making

Savings Secured Loans

Your smart saving strategy is about to pay off in a way you might not have considered. By using your savings deposits as collateral, you can qualify for a personal loan at an exceptionally low rate.

Individual loans for a variety of purposes
Funds secured by savings at The First National Bank of Jeanerette
Competitively low rates, especially when compared to no-collateral loans
Keeps savings intact and earning interest, thus reducing the actual cost of your loan
A good way to establish or re-establish credit
Repayment terms customized to fit your household budget

Consumer Loans

Expenses often come out of nowhere. So do ideas to do something special for your family. A Personal Loan can be a perfect way to get extra cash for everything from doctor bills and car repairs to summer vacations and household projects.

Funds for almost any purpose
Secured and unsecured loans available
Competitive fixed rates keep your monthly payments under control
Repayment terms customized to fit your household budget
Local application processing and fast decision-making

*Consult a tax advisor.

What's the Difference Between Savings Secured and Unsecured Loans?

The major distinction between secured and unsecured loans is whether or not they require collateral backing.

Savings Secured

Secured by funds in your savings accounts with The First National Bank of Jeanerette
Potentially lower rates due to collateral backing
Keeps your savings intact and incurring interest, thus reducing the actual cost of your loan

Unsecured

Requires nothing but a signature
Available to customers with a strong credit history

The First National Bank of Jeanerette is a full-service financial institution in Louisiana with branches in St. Mary, Iberia, and Lafayette parishes.