Certificates of Deposit
- Choose CDs ranging from 7 days to 48 months
- For terms under 12 months, the minimum deposit is $2,500
- For terms over 12 months and over, the minimum deposit is $1,000
- In general, longer term CDs earn the highest returns
- Monitor growth with Online and Mobile Banking
- No setup or maintenance fees
- Early withdrawals can mean the loss of interest income; however, your initial deposit is never at risk***
- All deposits protected by Federal Deposit Insurance Corporation*
**Early withdrawals may result in penalties: For terms 12 months and under, there’s a 90-day forfeit of interest or all interest for terms 90 days or less; for terms over 12 months, there is a 180-day forfeit of interest.
**Deposits are insured by FDIC up to at least $250,000 per depositor at each FDIC-insured bank. Visit www.fdic.gov to learn more.