*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Statement Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by us as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Statement Cycle” means a period in which the bank provides a summary of the financial activities and transactions that post and settle to the account.

Reward Information: (1) C’est Bon Cash Back: When your C'est Bon Cash Back account qualifications are met during a Monthly Statement Cycle, (1) 3.00% cash back on up to $300 on debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Statement Cycle. (2) you will receive reimbursements up to $18 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Statement Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When C'est Bon Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back rewards and ATM fee refunds will be credited on the first business day of the next statement cycle.

(2) C’est Bon Cash: When your C'est Bon Cash account qualifications are met during a Monthly Statement Cycle, (1) Balances up to $10,000 receive APY of 3.00%; and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 3.00% to 0.50% APY* depending on the account’s balance and (2) you will receive reimbursements up to $18 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Statement Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. *APY calculation is based on assumed total account balance of $10,000 plus $100,000. When C'est Bon Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. Interest will be credited to your C'est Bon Cash account on the last day of statement cycle and ATM fee refunds will be credited on the first business day of the next statement cycle.

(3) C’est Bon Saver: Balances up to $25,000 receive APY of 1.00%; and balances over $25,000 earn interest rate of 0.25% on the portion of the balance over $25,000, resulting in a range from 1.00% to 0.40% APY depending on the account’s balance. APY calculations are based on an assumed total account balance of $25,000 plus $100,000. Interest is credited to your C’est Bon Saver on the last day of the statement cycle, which is quarterly.

APY= Annual Percentage Yield. Rates are accurate as of 8/15/2024. Rates and rewards are variable and may change after account is opened at our discretion. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $100.00 minimum deposit is required to open each account. Monthly enrollment in online banking and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications. Limit [1] account per social security number. A C'est Bon Cash or Cash Back account is required to have a C'est Bon Saver account. There are no recurring monthly service charges or fees to open or close this account. Contact one of our service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.